AllOptions.com - POS Insurance - Point-of-Service Plan

With a POS Insurance Plan (Point-of-Service), you select the level of coverage at the time of service. Meaning the patient has the option of selecting a primary care physician, then at the at the time they seek medical services they have a choice in whether to use a network or non-network provider. In-network providers accept pre-negotiated fees from insurance carriers for services, the patient is then only responsible for a co-payment at the time the service is provided. You can also select to a provider which is a non-network provider, in such a case the patient would then have to meet the deductible and coinsurance requirements. In a Point-of-Service plan, members do not have to choose how they will receive services until they need them. In short, a POS plan is a managed care plan that allows subscribers to choose providers or specialists within the POS plan’s network as referred by their primary care physician, or to self-refer to a provider outside the network. To receive the highest level of benefits, subscribers must use participating providers.

HMO Health Insurance	PPO Health Insurance
POS Insurance	Managed Care
Indemnity Insurance	Group Health Insurance
Family Health Insurance	Self-Employed Health
Buying Health Insurance	Hospital Insurance
Major Medical Health Insurance	Personal Health Insurance
Sm. Business Health Insurance	Health Insurance Eligibility
Medical Underwriting	Student Health Insurance

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