First to Die Life Insurance is a group insurance policy where benefits are paid out to the surviving insured upon the death of one of the insured group members. First to die life insurance is also known as joint whole life which provides a fixed guaranteed rate and builds guaranteed cash value that the policyholders can redeem or borrow against as well pays off a stated amount upon the death of the insured. First to die life insurance insures two lives and pays the death benefit to the surviving insured person when the first policyholder passes away.
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