Medicare Supplements is divided into two parts. Part A: which is available to most Americans without a monthly premium which helps pay hospital bills. Part B: is available for a monthly premium and covers most costs of doctors services. When you turn 65 and begin to use Medicare as your health insurance, you may decide that you need more coverage than Medicare Parts A & B.

Medicare Supplement Insurance is available from several insurance companies and insurers. These policies cover some of the expenses not paid by Medicare. You can choose from plans that best fit your personal needs as well as provider choices and freedom to visit any doctor, specialist or hospital.

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