Second to
die life insurance, also known as survivorship life insurance
insures two lives; typically a husband and wife. Unlike
traditional life insurance, the death benefit won't be paid out
until the second insured person passes away. Second to die
life insurance is intended to pay estate taxes after both spouses
pass away. Estate taxes are based upon the total current asset
value, so Second to Die Life Insurance can protect family estates
such as real estate, property, family farms and other hard assets
from liquidation. Additionally, if one spouse is uninsurable,
a second to die life insurance policy can be easier to qualify for.
Life Insurance Calculator
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Enter your current assets, expenses,
income and let us determine how much
life insurance you need.