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Decreasing Term Life Insurance
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Decreasing Term Life Insurance is where the face value slowly decreases from the date the policy begins to the expiration date. Decreasing Term Life Insurance coverage will decrease on either a monthly or annual interval in most cast, although insurance companies may vary in their policies and coverage terms. The purpose of a Decreasing Term Life Insurance policy is to insure financial obligations which also decrease over time, such as your mortgage or amortized loans. Decreasing Term Life Insurance isn't intended for your general life insurance needs which, typically increase over time due to the effects of inflation.

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