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Adjustable life insurance allows you to vary your coverage as your needs change over time. Adjustable life insurance combines features of both term and whole life coverage which allows the insured to adjust the life insurance policy, raise or lower the face amount, increase or decrease the premium amount, shorten or lengthen the period of protection and the length of the premium payment period. Adjustable life insurance is also referred to as Flexible Premium Adjustable Life Insurance or adjustable life insurance is sometimes used for variable life, in which the face amount and cash value of a policy rely on your investments performance. The insurer will calculate the specific plan of insurance that can be provided based on the death benefit and premium you request, this is a benefit for those who need a flexible policy or do not have a lump sum to purchase alternative in life insurance.

Life Insurance Calculator - Enter your current assets, expenses, income and let us determine how much life insurance you need.