Term life insurance is
generally the least expensive form of life insurance. Term life
insurance is purely "insurance", it pays a death benefit to your
beneficiary or beneficiaries if you die during the term specified in
your term life insurance policy. Compare to
Whole Life Insurance. Term life insurance builds no
cash value and as the insured gets older, the cost of premiums do
increase. Term life insurance usually has a term of one, five,
or 10 years, often with an option to renew. Term life
insurance offers affordability and flexibility and with a term life
insurance policy, you select the amount and duration of your term
life insurance policy's coverage.
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Group Life Insurance?
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