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Term Life Insurance
Cash Value Life Insurance

Term life insurance is generally the least expensive form of life insurance. Term life insurance is purely "insurance", it pays a death benefit to your beneficiary or beneficiaries if you die during the term specified in your term life insurance policy. Compare to Whole Life Insurance . Term life insurance builds no cash value and as the insured gets older, the cost of premiums do increase. Term life insurance usually has a term of one, five, or 10 years, often with an option to renew. Term life insurance offers affordability and flexibility and with a term life insurance policy, you select the amount and duration of your term life insurance policy's coverage.

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