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Single Premium Life Insurance
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Single premium life insurance is essentially whole life insurance which requires one initial lump sum payment, it is cash value life insurance that covers an insured for their entire lifetime. Depending on the age of the policy holder, a lump sum premium payment will typically secure several times that amount in coverage immediately. A single premium life insurance policy can increase significantly over time, making it a smart investment choice with tax deferred benefits. This type of life insurance offers a variety of investment choices, tax advantages on both earnings and death benefits, and even access to your money if needed down the road. Lastly, single premium life insurance is not only a wise investment opportunity but it provides a death benefit to your beneficiaries upon your death with a potential for growth.

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