Group Health Insurance

PPO Health Insurance is a Preferred Provider Organization which is a Managed Care Plan which arranges for the provision of Covered Services through a contracted network of participating providers and is similar to a fee-for-service plan. With PPO Health Insurance healthcare providers contract with a specific health plan to provide medical services to the covered persons in the plan. The providers under contract are known as Preferred Providers, and include hospitals, physicians and other medical facilities. The covered person is encouraged to use the preferred providers in order to gain the maximum benefit from their plan. While the insured does have some flexibility in health care decisions and selecting health care providers, such as: self-referrals inside and outside the PPO network of providers, patients have financial incentives to select PPO network providers. Compare PPO Insurance to HMO Health Insurance.