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Mortgage Term Life Insurance
Mortgage Term Life Insurance covers you for a specified term (from 10 to 30 years, typically). If you die within the term, your beneficiary receives the stated death benefit of the policy. Mortgage Term Insurance normally requires no medical underwriting as well. Mortgage term life insurance is a reducing term life insurance policy which guarantees that if you die your mortgage will be paid in full. The coverage decreases as the mortgage balance declines and it is recommended for the borrower to have a mortgage life insurance policy. Mortgage life insurance provides a safety net for your family should you or your spouse pass away and pays out a guaranteed cash sum during if you die the policy term or are diagnosed with a terminal illness with less than 12 months to live within this period.

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