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Long Term Life Insurance
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Long term life insurance is what is called cash value life insurance. A long term life insurance policy provides a death benefit, and it accumulates cash value. The cash value of your long term life insurance can be used to pay future premiums or serve as a form of savings. Note: the cash value is available to the insured through policy loans and such, but this action will reduce the death benefit. This type of life insurance policy is generally designed to provide long term life insurance coverage, typically for the insured's life span. Of course, long term life insurance is more costly than short term life insurance, but offers a cash value feature and long term protection. The life insurance policy you select will depend upon affordability and the type of coverage you desire. Compare free, competitive quotes before you buy a long term life insurance policy.

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