AllOptions.com - Long Term Care Insurance Policy

The majority of long term care insurance policies sold are stand alone, comprehensive policy. A long term care insurance policy is usually purchased with monthly, quarterly, semiannual or annual premiums, that are continuously paid for the life of the insured. This type of long term care insurance policy is quite similar and can be contrasted to a group or individual health insurance policy in how they function. Below are what is considered qualified long term care insurance policy services:

Necessary diagnostic, preventative, therapeutic, curing, treating, mitigating, rehabilitation services, and personal care services
Required by a chronically ill individual and provided pursuant to a plan of care prescribed by a licensed health care practitioner.

Long Term Care Insurance Calculator - This calculator can help you determine if you are financially prepared for the expense of long term care.

Long Term Care Insurance - Learn more about long term care insurance and if you should purchase a policy.

Buying Long Term Care insurance - Learn more about buying long term care insurance.

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