Joint Whole Life Insurance is an insurance policy that covers two lives and provides payment at the time of the first insured’s death. In other words, joint whole life insurance provides basic whole life insurance benefits and features, but two lives are insured under the same policy. When one person dies, the benefit is paid to the survivor, who then has an option to purchase an individual whole life policy without having to prove insurability. Joint whole life insurance builds cash value that the policyholders can redeem or borrow against as it accrues cash value over time. Compare Joint whole life insurance quotes today at no cost or obligation.
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