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Joint Life Insurance
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Joint life insurance is life insurance coverage of two or more persons with the death benefit payable upon the first death. Premiums are significantly higher for joint life insurance policies than for individual life insurance policies, this is because the probability of having to pay a death claim is higher, increasing the chances for an early payout of the benefits. If one or both the lives survive to the maturity date, the sum assured as well as the vested bonuses are payable on the maturity date. Joint life insurance is attractive for married coupled and business partners. If you are interested in joint life insurance, see also joint term life insurance.

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