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Individual Disability Insurance
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Protecting your income allows you to continue to enjoy your home, cars, living expenses, vacations, and other costs that on a day to day basis you don't necessarily consider. Individual disability income insurance is the protection you need to help you maintain your lifestyle and protect your family's future if you should become sick or injured and unable to work. Individual disability insurance was designed to replace from 45-60% of your gross income on a tax-free basis should a sickness or illness prevent you from earning an income in your occupation.
- This calculator helps you determine how much disability insurance you may need to cover expenses during such a disability.