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Long Term Disability Insurance
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Without earning potential it would quickly become impossible to maintain your home and provide for your family. That is why disability insurance is so critical, because it protects your income. Disabilities and illness can prevent you from work which means no income. With long term disability insurance you're protected.

Long Term disability insurance coverage pays a monthly sum to cover your expenses if you were to become disabled, and could not function in your chosen occupation or profession. A long term policy has a provision that would protect you from the accidental loss of your ability to work. If you are the primary wage earner, imagine for a minute what life would be like if that allowance was no longer there to support your household.

Disability Calculator - This calculator helps you determine how much disability insurance you may need to cover expenses during such a disability.