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Why You Need Life Insurance

Do You Really Need Life Insurance? If there is someone who would suffer economic hardship if you died, then the answer is yes... you need life insurance! Families with young children have a clear need for life insurance. How much Insurance should you have? A simple formula that works is between 5 and 10 times your income. If you can afford 10 times, in our opinion, that is what you should have. If it is needed to protect your business, key person, or buy/sell agreements, then your accountant should be able to tell you.

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