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Return of Premium Life Insurance
Looking for Group Life Insurance

Return of Premium Life insurance (ROP) is a newer option instead of traditional term life and permanent life insurance. With Return of Premium Life insurance, clients receive a refund of their cumulative premiums at the end of the level premium period. Return of Premium Life insurance is ideal for those interested in basic term protection but hesitant to invest in insurance they may not need, or permanent insurance they cannot afford. Return of Premium Life insurance addresses the primary objections of both basic term insurance as well as permanent life insurance.

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