Just as you insure you personal vehicle, commercial vehicles require commercial auto insurance to protect against injury, loss or damage to vehicles or cargo, plus damage to other property. Commercial auto insurance should include business-use autos, pickups, vans, trucks and non-owned and rented vehicles. You may also want to include non-owned vehicles, this is applicable if employees ever use their own vehicles for company purpose, also if rented vehicles will be used.

Vehicles involved in an accident while engaged in company business may not be covered by your personal insurance. To make matters worse, you could be charged with misrepresentation if you've placed a vehicle you use for commercial purposes under your personal auto policy.

Commercial Auto Insurance helps protect your business from the risk of loss and liability you could face from using company vehicles. That risk can become your personal liability without proper commercial auto insurance.